Added value through Wealth Management Advisory

The Client Advisory Suite™ (CAS™) provides universal support for the advisory process in customer services. CAS provides opportunities to take advantage of the benefits of a structured advisory process.

Quality:	Globally consistent advice through transparent investment proposals without loss of the individual structure of services.
Measurability:	You increase the likelihood of business transactions through intelligent mining and individual service.
Costs:	The guarantee of suitability as early as the submission of the investment proposal minimizes expenditure on investment controlling.

Profile Manager

Nowadays every good bank etiquette includes transparent and comprehensible identification of the risk profile, including the knowledge and experience required by MiFID. The risk manager provides the opportunity to gather the necessary data in 4 steps. The results generated by the risk manager can be stored in the CAS or sent to any third-party system (core banking system, CRM)

Functions of CAS	Description	download PDF Client Profiler
MiFID Profiling	Questionnaire for recording the customer's knowledge and experience. The questions are specific to each country and can be displayed in several languages. The underlying scoring matrix is freely definable.
Risk Profiling	Questionnaire for recording the customer's ability to manage risk and risk appetite. The questions are specific to each country and can be displayed in several languages. The underlying scoring matrix is freely definable. Behavioural Finance: upon request, profiles can also be integrated on the basis of the findings of Behavioural Finance methodology.
Investment Strategy	The results of the questionnaire lead directly to the profile-compliant investment strategy. The bank's criteria and guidelines are used in the process. The investment strategy for selection is plotted in a risk / return diagram. Additional strategies supported by the bank are shown in context to inform the customer openly and transparently about the opportunities and associated risks at this point.
Asset Projection	The asset trend is projected over the entire investment horizon by means of Monte Carlo simulation. Money inflows and outflows, as well as cash flows, coupon payments, etc. are taken into account in the process.